finance
January 27th, 2010 at 06:35am
Under finance
Many people in serious financial trouble look for a free way to file for bankruptcy. This post will take you through some of the ways to save costs involved in filing for bankruptcy so you can get it for close to ‘free’.
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Can I File for Bankruptcy for Free
March 7th, 2009 at 02:20am
Under finance
There are heaps of websites claiming to give you completely free credit reports. However, many of these websites are misleading and you may end up paying for a supposedly ‘free’ credit report. This post will tell you exactly how to obtain a free credit report, and show you how to avoid the scams.
How to Obtain a Free Credit Report
Many people do not realize that they are entitled to obtain free
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How to Obtain a Free Credit Report
February 19th, 2009 at 07:04am
Under finance
Getting a construction loan isn’t difficult if you can understand a little of how the process works. There is a lot of competition in the home loan (or mortgage) market, so you can find some good rates on construction loans if you look around. This post will look at how to get a construction loan that will best suit your needs.
How to Get a Construction Loan
- Firstly, you should determine exactly
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How to Get a Construction Loan
February 15th, 2009 at 10:42am
Under finance
A week ago, I wrote about how to apply for a home loan. Today, I am going to talk about how to apply for a loan (a personal loan, but this guide could be used for almost any type of loan).
How to Apply for a Loan
Here is a step by step guide to applying for a home loan.
- Decide whether you want
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How to Apply for a Loan
February 7th, 2009 at 08:15am
Under finance
There are a variety of ways you can apply for home loans (also called mortgages). This post will discuss exactly how to apply for a home loan, and also look at some of the documentation you need to be approved for a home loan.
How to Apply for a Home Loan
Here are the best ways:
- Go to your local bank and apply there. You may need to make an appointment, which leads
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How to Apply for a Home Loan
January 16th, 2009 at 07:26am
Under finance
A common question many people have is how to raise their credit scores. Well, this post will give you to best ways to give your credit rating a boost.
Improve Your Credit Score
- Pay all your bills on time! It sound obvious, but it is very important. Pay bills late and your score will decrease (even if it is in the ‘grace period’).
- Show you can manage different credit sources. If you have
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How to Raise My Credit Score
November 12th, 2008 at 12:45am
Under finance
Reverse mortgages (called lifetime mortgages in the UK and sometimes called home equity loans) are basically the ‘opposite’ (or ‘reverse’, hence the name) of ordinary mortgages. Here is how a reverse mortgage works.
How It Works
Seniors (over 62 in the United States and 60 in Australia) are the only people allowed to apply for reverse mortgages. Basically, seniors can borrow money against the value of their home. That is why it
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How Does a Reverse Mortgage Work
October 23rd, 2008 at 05:39am
Under finance
About a week ago I wrote a list of ways to save money. Today, I am going to discuss the main reasons why you should save money.
Why Save Money?
- You can save for a new car, boat, plasma TV or other luxury items. While you can just pay for these with loans and credit cards, it is much better to pay up front
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Why is it Important to Save Money
October 18th, 2008 at 05:16am
Under finance
Here is a list of the easiest ways to save money.
- Shop around. Look in all the catalogs and determine what you want to buy and which brand is the cheapest.
- Stop buying things from vending machines. Always buy from supermarkets as it will save you a lot of money over time.
- Use coupons. Grab them wherever you can and actually use them.
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List of Ways to Save Money
October 16th, 2008 at 07:27am
Under finance
Are prepaid credit cards a good choice for teenagers? What are some of the pros and cons of prepaid credit cards? This post will answer those questions.
A Good Choice For Teens?
Prepaid credit cards can be a good choice for teenagers who want to have the freedom associated with credit cards (such as buying online products) without the risk of raking up debt. Many of these cards have variable options for
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Prepaid Credit Cards for Teenagers
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